Insurance renewals stall when declared assets do not match what is on site, when condition evidence is missing, or when replacement values have not kept pace with construction costs. Whether you manage a Brisbane facility, a Gold Coast strata scheme, or a national portfolio, the same questions apply before the broker sends the schedule.
Register accuracy. Does your asset schedule reflect physical assets today — including disposals, acquisitions, and relocations? If not, start with register verification before the underwriter asks.
Independent inspection. Can you produce photos, condition ratings, and location data an insurer can rely on? An insurance inspection by an independent specialist carries more weight than an internal walk-through.
Replacement values. Are sums insured based on reinstatement cost, not book value? Insurance valuations align cover with what rebuilding actually costs.
External plant. Is outdoor equipment on the schedule with GPS or location proof? See GPS mapping if yard and infrastructure assets are the weak point.
Brokers and underwriters respond to packs that match declarations to evidence. Facilities teams, strata managers, and risk owners who prepare early avoid renewal delays and cover disputes later.
Asset Counts delivers inspections, registers, and valuations from Brisbane across Australia. Start an enquiry, browse all services, or read what to expect from an insurance inspection.